Monthly payments
Spread your purchase over time with an approved payment plan that suits your budget.
Financing with Bread Pay™
Train now.
Pay over time.
Bring your fitness goals home with financing from Bread Pay. Spread the cost of your WaterRower purchase with monthly payments, subject to credit approval.
Financing is subject to approval. Available rates, repayment terms and any required down payment will be shown during your application.
Clear terms
Review the interest rate, payment schedule and total cost before accepting your loan.
Apply online
Complete your application securely with Bread Pay and review the options available to you.
How it works
Your next workout starts here.
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Choose your equipment
Find your WaterRower and add your chosen equipment to your cart.
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Apply with Bread Pay
Select Bread Pay where available at checkout. Complete your application and review your personalized financing offer.
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Make it part of your routine
Once your order is confirmed, get ready to train at home. Follow the repayment schedule in your credit agreement.
Frequently asked questions
A little more information.
Which financing options can I choose?
Your available options depend on your purchase and Bread Pay’s assessment of your application. Review the rate, term, monthly payment and total amount payable in your offer before proceeding.
Is financing guaranteed?
No. All applications are subject to Bread Pay’s eligibility requirements and credit approval. WaterRower cannot guarantee acceptance or influence the lending decision.
When do my payments begin?
Your credit agreement will confirm when payments start and when each payment is due. Please refer to the schedule provided by Bread Pay.
What happens if I return my order?
Your order remains subject to our returns policy. If a return is approved, your financing balance will be adjusted after the return is processed. Continue following your payment schedule until Bread Pay confirms any changes.
Who can help with my financing account?
Contact Bread Pay using the details provided in your credit agreement for questions about your application, payments or loan balance. For equipment, delivery or order questions, call WaterRower at 1 (800) 852-2210.
