Note: WaterRower acts as finance broker between you, the customer, and DivideBuy, the finance provider. As such, the two parties entering into the finance agreement are you and DivideBuy. To grant 0% finance DivideBuy will run a personal credit check before your application can be approved. Acceptance of your finance application is not guaranteed.
Representative Example: Cash price of goods is £2,500.00. Initial payment of £42.06. Total amount of credit is £2,457.94. The total amount payable is £3,126.51, which includes £626.51 in interest at 9.9% fixed. The repayments comprise 58 monthly payments of £52.27 and a final payment of £52.79 at a representative 9.9% APR.
Yes. We have partnered with DivideBuy to allow you to spread the cost of your purchase. 0% APR finance is available on purchases over £300. Payment can be spread over a period of upto 36 months for interest free credit. Select the initial deposit that you would like to pay, this can be 10% and 50%.
Add the item(s) that you would like to buy to your cart. At checkout select the DivideBuy payment option. You will then be redirected to the DivideBuy portal to fill out your finance application. We will receive notification once your application has been completed.
Yes. Paying through DivideBuy , you are entitled to cancel your order anytime before it is delivered. Returns can be made up to 30 days after receiving your good, assuming it remains in a saleable condition.
DivideBuy, owned by Zopa Bank, is a UK-based finance provider offering 0% interest payment plans, allowing you to spread the cost of your purchase over instalments. As part of Zopa, DivideBuy benefits from the backing of an established digital bank, ensuring a secure and reliable financing option.
DivideBuy credit can be used on purchases between £300 and £18,000. Please note, the maximum loan amount offered can vary depending upon a person’s individual credit profile.
Applicants must be aged between 18 and 75, be a permanent UK resident, have a valid debit or credit card, a valid UK mobile number, and a valid email address.
Yes. A credit check is performed to assess your eligibility during your application. DivideBuy also has a quick check service which is available on our site allowing you to assess your eligibility for DivideBuy credit without affecting your credit file.
The first step is to contact us to cancel your order. If you have already received your order, you'll need to arrange for it to be returned using the our returns process. We will then contact DivideBuy to confirm your order has been returned, so they can issue a refund and cancel your credit agreement.
We're sorry that your application has been declined. You have the right to appeal this decision, although there is no guarantee that the outcome will change. You can request an appeal by contacting DivideBuy directly - [email protected]. They may ask you to provide additional information to support your appeal. You may also want to obtain a copy of your credit file before making any further applications. The credit reference agency used by DivideBuy is TransUnion International Limited, One Park Lane, Leeds, West Yorkshire LS3 1EP www.transunion.co.uk. You can also find more information about how credit referencing works in the DivideBuy privacy notice at https://www.dividebuy.co.uk/privacy-policy
For any questions related to interest free credit you are welcome to contact us. Or contact DivideBuy directly by visiting https://www.dividebuy.co.uk. For a full list of the DivideBuy FAQs please visit https://dividebuy.co.uk/faqs/.
Representative Example: Cash price of goods is £2,500.00. Initial payment of £42.06. Total amount of credit is £2,457.94. The total amount payable is £3,126.51, which includes £626.51 in interest at 9.9% fixed. The repayments comprise 58 monthly payments of £52.27 and a final payment of £52.79 at a representative 9.9% APR.
To manage your account and make payments, you can log in https://accounts.dividebuy.co.uk/
DivideBuy will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address, once you have placed your order and paid a first instalment, you need to contact DivideBuy directly who will then notify us of the changes.